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Free Download Udemy - Become a Trusted Mortgage Loan Advisor Published 9/2024 MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz, 2 Ch Language: English | Duration: 3h 37m | Size: 1.1 GB Unlock the keys to mortgage success-master the process, payments, and financial strategies with ease! What you'll learn Understand Mortgage Basics: Gain a comprehensive understanding of key mortgage terms, the roles of borrowers and lenders, and the parties involved Master the Mortgage Process: Learn the step-by-step process of applying for and securing a mortgage, from application submission to final approval Explore Appraisal Processes: Understand credit and property appraisal methods used by lenders to evaluate risk and property value. Compare Mortgage Types: Explore different types of mortgages, including Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), Interest-only loans. Learn Mortgage Underwriting: Delve into the mortgage underwriting process, discovering how underwriters evaluate loans and manage risk Calculate Interest Rates & Amortization: Grasp how mortgage interest rates are calculated and their effect on payments. Discover Key Mortgage Concepts: Learn about important topics such as loan applications, associated fees, repayment structures, tax benefits, foreclosure Apply Concepts with Numerical Examples: Gain practical skills by working through mortgage payment calculations, interest, and prepayment scenarios using Excel Requirements Basic Financial Knowledge: Familiarity with concepts like interest rates, loans, and general financial transactions will help you grasp the mortgage process more easily. Comfort with Spreadsheets: A basic understanding of Excel or any spreadsheet software is recommended, as there will be numerical examples and calculations related to mortgages. Willingness to Learn: Since the course covers various mortgage-related processes, a keen interest in real estate, finance, or advising is important for engaging with the content. Description Introduction:This comprehensive course, Mastering Mortgage Essentials: From Process to Payments, is designed to guide you through the fundamental concepts of mortgages, providing you with a deep understanding of the key steps, processes, and financial strategies involved in securing and managing a mortgage. Whether you're an aspiring mortgage advisor, real estate professional, or a potential homebuyer, this course will help you build a solid foundation in the world of mortgage finance, from the basic terms to complex repayment structures.Section 1: IntroductionIn the opening section, you will be introduced to the world of mortgages, starting with an overview of what a mortgage is and the common terminology used in the industry. You'll gain insights into the roles of different parties involved in the mortgage process, including borrowers and lenders, and understand the relationship between them. This section lays the groundwork for understanding the complexities of mortgage transactions and provides a clear picture of the key stakeholders in the mortgage ecosystem.Section 2: Steps in Mortgage ProcessThis section dives into the step-by-step mortgage process. You'll be guided through the critical phases of securing a mortgage, from the initial application to the final approval and disbursement. Each step will be clearly explained, along with the essential documents required at each stage. You'll also learn the key considerations for borrowers, including the components that make up mortgage payments, ensuring that you're well-prepared to navigate the mortgage landscape confidently.Section 3: Appraisal ProcessesA crucial aspect of any mortgage is the appraisal process, and in this section, you'll explore both credit and property appraisal techniques. Lenders rely on these processes to assess the borrower's financial health and the value of the property in question. You'll also learn about the risks lenders face and how they manage these risks to protect their investments. By the end of this section, you'll have a strong understanding of the appraisal mechanisms that drive mortgage approval decisions.Section 4: Types of MortgagesIn this section, the course covers various types of mortgages available in the market, such as Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), Interest-only loans, and Balloon Payment Mortgages. You'll learn the pros and cons of each mortgage type, including detailed explanations of how ARMs function and their basic features. This section helps you identify the best mortgage type for different financial situations and client needs.Section 5: Mortgage Underwriting & Escrow AccountsMortgage underwriting is an essential process that determines the eligibility of a borrower. This section explains the mortgage underwriting process in detail, highlighting the factors underwriters consider before approving a loan. You will also be introduced to the concept of escrow accounts and their role in managing taxes and insurance payments. This section is key to understanding how lenders assess and manage loan risk.Section 6: Interest Rates and Amortization ScheduleInterest rates significantly impact mortgage payments, and in this section, you'll gain a deeper understanding of how mortgage interest rates are determined and how they affect overall loan costs. Additionally, you'll learn to create and interpret amortization schedules, which help track loan repayment progress, including both prin[beeep]l and interest payments over time. This knowledge is essential for any mortgage advisor or borrower.Section 7: Other Important ConceptsThis section introduces additional critical mortgage concepts that all professionals and borrowers need to know. Topics include the loan application process, various costs and fees associated with mortgages, repayment structures, tax benefits, foreclosure procedures, and reverse mortgages. You'll also learn how different repayment options and tax advantages can impact long-term financial planning for homeowners.Section 8: Numerical Examples in ExcelIn the final section, you'll put theory into practice with hands-on numerical examples in Excel. You'll calculate fixed payments, interest payments, and prepayment structures for both prin[beeep]l and interest, helping you visualize real-world mortgage scenarios. These exercises will solidify your understanding of mortgage calculations and give you the tools to advise clients or manage personal mortgages effectively.Conclusion:By the end of the course, you will have a thorough understanding of mortgage fundamentals, from the basic terminology and processes to advanced financial strategies and calculations. You'll be able to navigate the mortgage market confidently, provide expert advice, or make informed decisions for your own property investments. This course equips you with the essential knowledge and practical tools to succeed in the world of mortgages. Who this course is for Aspiring Mortgage Advisors: Individuals looking to build a career as mortgage advisors will find this course essential, as it covers key processes, terminology, and the mortgage lifecycle. Real Estate Professionals: Those working in real estate, or planning to, will benefit from a deeper understanding of mortgages, appraisals, and financing, enhancing their ability to guide clients. Homebuyers and Borrowers: Anyone planning to purchase a home or navigate the mortgage process can use this course to better understand the steps involved, including terms, interest rates, and legal aspects. Financial Advisors and Planners: Finance professionals seeking to expand their knowledge in real estate and mortgage products will find valuable insights into mortgage structures, risk assessments, and tax benefits. Students of Finance: Those studying finance or real estate who want a practical understanding of mortgages, lending, and property appraisals will find the course informative and hands-on. 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Free Download Mastering Mortgage Advisory From Basics to Expertise Published 9/2024 MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz, 2 Ch Language: English | Duration: 7h 2m | Size: 2.97 GB Become a trusted mortgage advisor and navigate the complexities of real estate loans with confidence and expertise! What you'll learn Introduction to Mortgage Advisory: Gain a deep understanding of the role of mortgage advisors and their significance in the real estate and financial sectors. Mortgage Processes: Explore the complete mortgage experience, including commercial mortgages, loans against property, and the key steps in securing a mortgage. Advisory Skills: Learn how to provide effective, professional mortgage advice, guide clients through the mortgage process, and offer tailored solution Qualities of a Successful Mortgage Advisor: Understand the essential qualities and skills needed to succeed, from communication to analytical abilities. Legal Frameworks: Study the Transfer of Property Act, rights and liabilities of mortgagors and mortgagees, and different types of mortgages under the law. History of Mortgages: Discover the historical evolution of mortgages and their impact on modern practices. Fraud Prevention: Learn about mortgage fraud, legal safeguards, and how to protect clients from fraud using NHB and RBI guidelines. Property Ownership: Explore the types of freehold and leasehold properties, the significance of property ownership, and key precautions for borrowers. Valuation & Finance Process: Master property valuation techniques, understand stamp duties, and learn the steps of the housing finance process Requirements Basic Understanding of Finance: A general knowledge of financial concepts and terminology will be helpful. Interest in Real Estate: An interest in real estate, housing finance, or mortgage advisory is recommended for better engagement. No Prior Experience Required: You do not need prior experience in mortgage advisory, as the course starts with foundational concepts. Willingness to Learn Legal and Financial Frameworks: Since the course covers legal aspects like the Transfer of Property Act and regulatory guidelines, an openness to learning these frameworks is essential. Computer and Internet Access: Basic computer skills and internet access are necessary to follow the course content and complete any online tasks. Description Introduction: The world of real estate and mortgages can be complex, making the role of a mortgage advisor crucial for individuals and businesses looking to secure loans against properties. This comprehensive course on mortgage advisory covers everything from the fundamentals of mortgage processes to the intricate details of property ownership and real estate contracts. Students will gain practical knowledge on advising clients, understanding the historical evolution of mortgages, legal frameworks, and the qualities required to succeed as a mortgage advisor.Section 1: Overview of Mortgage Advisor This section introduces students to the role of mortgage advisors and their importance in the financial ecosystem. Key topics include the post-budget impact on real estate and an overview of mortgage security terms. Students will also explore the concept of financial intermediation, which highlights how mortgage advisors act as intermediaries between lenders and borrowers.Section 2: Understanding Mortgage Processes In this section, students will dive into the various types of mortgages available in the market, such as commercial mortgages and loans against property. The lectures cover the step-by-step mortgage experience, helping students understand the entire process from application to approval. This section lays the foundation for students to assist clients in navigating the complex mortgage landscape.Section 3: Advice from a Mortgage Advisor Here, students will learn the nuances of providing professional mortgage advice. They will understand how mortgage advisors can offer valuable insights and clarifications on various mortgage products. Practical advice on how to approach clients, explain mortgage terms, and make tailored recommendations is provided in this section, preparing students to offer excellent customer service.Section 4: Qualities of a Mortgage Advisor What makes a successful mortgage advisor? This section delves into the key qualities and attributes that set top-performing mortgage advisors apart. Students will explore the differences between mortgage advisors and loan officers, gaining insights into the skills necessary to excel in this career, such as communication, analytical thinking, and problem-solving.Section 5: History of Mortgages Understanding the evolution of mortgages provides valuable context for modern practices. This section covers the history of mortgages, tracking their development and transformation over time. Students will appreciate how historical milestones have shaped current mortgage structures and practices.Section 6: Transfer of Property Act The legal framework surrounding mortgages is crucial knowledge for any mortgage advisor. In this section, students will explore the Transfer of Property Act of 1882, comparing mortgages with other types of charges. They will learn about the rights and liabilities of both mortgagors and mortgagees, as well as the different types of mortgages under the law.Section 7: Mortgage Deed & Fraud Fraud prevention and legal safeguards are essential in the mortgage industry. This section covers critical topics such as mortgage deeds, common types of mortgage fraud, and guidelines from the National Housing Bank (NHB) and the Reserve Bank of India (RBI). Students will also learn about the loopholes in mortgage processes and strategies to protect the public from fraud.Section 8: Basis of Property Ownership This section introduces students to the fundamentals of property ownership, including the different types of freehold and leasehold properties. Students will learn about the legalities surrounding property transactions, precautions borrowers should take, and the impact of property ownership on mortgage choices.Section 9: Immovable Properties Understanding immovable properties is essential for mortgage advisors. This section focuses on the types of properties eligible for mortgages and the real estate contracts that govern such transactions. By the end of this section, students will have a solid understanding of how immovable property transactions are conducted.Section 10: Mortgage Properties & Functions In the final section, students will explore various types of residential premises, property valuation methods, and the disputes that can arise during real estate transactions. This section also covers the detailed steps of the housing finance process, including property valuation, stamp duties, and registration of sale agreements. The section concludes with practical insights on how to achieve success as a mortgage advisor.Conclusion: This course provides a thorough understanding of mortgage advisory, equipping students with the skills needed to advise clients on mortgages and real estate transactions. By the end of the course, students will have gained expertise in mortgage processes, legal frameworks, and advisory practices, ensuring their success in the competitive field of mortgage advisory. Who this course is for Aspiring Mortgage Advisors: Individuals who want to start a career in mortgage advisory or financial consulting. Real Estate Professionals: Real estate agents, brokers, or property managers looking to deepen their understanding of mortgages and finance to better serve clients. Finance and Banking Professionals: Those working in banking, finance, or lending institutions who want to expand their knowledge of mortgage processes and regulations. Homebuyers and Property Investors: Individuals who want to understand mortgage products, financial intermediaries, and the legal frameworks surrounding property ownership to make informed decisions. Legal and Compliance Professionals: Lawyers or compliance officers interested in learning the legal aspects of mortgages, property rights, and regulatory guidelines. Students of Finance and Real Estate: College students and graduates looking to specialize in mortgage advisory or real estate finance. 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Free Download Mortgage Broker - Mortgage Products & Application Process Last updated 9/2024 MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz Language: English | Size: 1.93 GB | Duration: 2h 49m Learn mortgage types, borrower assessment, lenders, application processes, and protection prod What you'll learn Understand the fundamental concepts of mortgage broking and the mortgage industry. Identify different types of mortgages and determine the best option for various borrowers. Gain a thorough understanding of the mortgage application process, including lender and product selection. Learn how to assess property valuations and handle necessary insurance and protection options for clients. Requirements There are no formal prerequisites for this course. It's designed for beginners and professionals looking to enhance their knowledge of mortgage broking. A basic understanding of financial concepts would be helpful, but not required. Description Unlock the door to a successful career in mortgage broking with our comprehensive Mortgage Broker course. Whether you're an aspiring mortgage broker, looking to advance your career, or simply seeking a deeper understanding of the mortgage process, this course will equip you with the essential knowledge and practical skills you need to thrive in the industry.The course begins with a foundational introduction to mortgage broking, setting the stage for understanding the core concepts of the field. From there, you'll dive into various types of mortgages, including fixed-rate, variable-rate, and specialty mortgages, helping you grasp the diverse options available for borrowers. You'll also gain insights into understanding borrower profiles, assessing financial situations, and matching clients with the most appropriate mortgage products and lenders.As you progress, you'll learn about the mortgage application process, covering every step from initial consultation to loan approval. Additionally, you'll explore property valuation techniques, different property types, and the importance of ensuring proper documentation. The course will also introduce you to essential insurance and protection products, safeguarding clients' investments while enhancing your expertise as a mortgage broker.A key component of this course is staying compliant with legal and regulatory frameworks. We'll cover the latest industry regulations and ethical standards to ensure you are prepared to operate legally and ethically in the field. With the skills gained, you'll confidently guide clients through the mortgage process, helping them make informed financial decisions while growing your reputation as a trusted mortgage advisor.By the end of this course, you will not only understand the intricacies of mortgage products and lenders but also have a strong grasp of client relations, property evaluations, and risk management. You'll be fully prepared to take on the challenges of mortgage broking, whether working independently, for a brokerage firm, or within a financial institution.Join today and step into the world of mortgage broking with confidence, equipped to navigate the complexities of the modern housing market! Overview Section 1: Module 1 Introduction to Mortgage Broking Lecture 1 Module 1 Introduction to Mortgage Broking Section 2: Module 2 Types of Mortgages Lecture 2 Module 2 Types of Mortgages Section 3: Module 3 Understanding Borrowers Lecture 3 Module 3 Understanding Borrowers Section 4: Module 4 Mortgage Products and Lenders Lecture 4 Module 4 Mortgage Products and Lenders Section 5: Module 5 Mortgage Application Process Lecture 5 Module 5 Mortgage Application Process Section 6: Module 6 Valuation and Property Types Lecture 6 Module 6 Valuation and Property Types Section 7: Module 7 Insurance and Protection Lecture 7 Module 7 Insurance and Protection This course is ideal for aspiring mortgage brokers, real estate agents, financial advisors, or anyone interested in the mortgage industry. It will also benefit individuals looking to gain a better understanding of how mortgages work to assist clients in selecting the right mortgage product or to pursue a career as a mortgage broker. Homepage https://www.udemy.com/course/mortgage-broker/ Rapidgator https://rg.to/file/a9aa96464c4a07f8697e9e1cc6b1c298/hyhbw.Mortgage.Broker.Mortgage.Products..Application.Process.part1.rar.html https://rg.to/file/e8f23c522a66b89472a3435d71449105/hyhbw.Mortgage.Broker.Mortgage.Products..Application.Process.part2.rar.html Fikper Free Download https://fikper.com/0ZtpISn98l/hyhbw.Mortgage.Broker.Mortgage.Products..Application.Process.part1.rar.html https://fikper.com/p7M56qVP9z/hyhbw.Mortgage.Broker.Mortgage.Products..Application.Process.part2.rar.html No Password - Links are Interchangeable