Znajdź zawartość

Free Download Credit Risk Scoring & Decision Making by Global Experts Published 10/2024 Created by Ayhan Diş MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz, 2 Ch Genre: eLearning | Language: English | Duration: 81 Lectures ( 5h 59m ) | Size: 3.13 GB Master Credit Risk Scoring with Real-World Data and Advanced Techniques with Sector Best Practices using Python What you'll learn: Build a Comprehensive Credit Risk Model: Parti[beeep]nts will learn to construct a complete credit risk model using Python Preprocess and Analyze Real-World Data: The course will teach how to preprocess and manage real-world datasets, preparing them for modeling and analysis. Apply Advanced Data Science Techniques: Learners will gain knowledge of advanced data science techniques and how to apply them in the context of risk models Evaluate and Validate Models: The course covers model evaluation and validation processes to ensure the effectiveness and reliability of credit risk models. Practical Application and Real-Life Examples: Gain practical knowledge through real-life examples and case studies Sector Best Practices: Learn industry standards for designing and implementing robust credit risk systems Requirements: Basic Python Knowledge and Enthusiasm to Learn Basic Math and Statistics Description: Credit Risk Scoring & Decision Making CourseAre you ready to enhance your career in the financial world by mastering credit risk management skills? Look no further! Our "Credit Risk Scoring & Decision Making" course is designed to equip you with the essential tools and knowledge needed to excel in this critical field.Who is this course for?Banking Professionals: If you're a credit analyst, loan officer, or risk manager, this course will elevate your understanding of advanced modeling techniques.Finance and Risk Management Students: Gain practical skills in credit risk modeling to stand out in the competitive job market.Data Scientists and Analysts: Expand your portfolio by learning how to apply your data science expertise to the financial sector using PythonAspiring Credit Risk Professionals: New to the field? This course will provide you with a solid foundation and prepare you for work life. Entrepreneurs and Business Owners: Make informed lending or investment decisions by understanding and managing credit risk effectively.What will you learn?Build a Comprehensive Credit Risk Model: Construct a complete model using Python, covering key aspects like Probability of Default and scorecards. Preprocess and Analyze Real-World Data: Learn to handle and prepare real-world datasets for modeling and analysis.Apply Advanced Data Science Techniques: Understand and apply cutting-edge data science techniques within the context of credit risk management.Evaluate and Validate Models: Gain skills in model evaluation and validation to ensure reliability and effectiveness.Practical Application and Real-Life Examples: Engage with real-life case studies and examples to apply your learning directly to your work.Master Risk Profiling: Accurately profile the risk of potential borrowers and make confident credit decisions.Why choose this course?Expert Instruction: Learn from industry experts who have worked on global projects and developed software used on a global scale. Their real-world experience and academic credentials ensure you receive top-quality instruction.Comprehensive Content: From theory to practical applications, this course covers all aspects of credit scoring models.Real-World Data: Work with actual datasets and solve real-life data science tasks, not just theoretical exercises.Career Advancement: Enhance your resume and impress interviewers with your practical knowledge and skills in a high-demand field.Sector Best Practices: Understand industry standards for designing robust credit risk systems, including data flows, automated quality checks, and advanced reporting mechanisms.Join us and take the next step in your career by mastering the skills needed to excel in credit risk scoring and decision making. Enroll now and start your journey towards becoming a credit risk expert! Who this course is for: Banking Professionals Finance and Risk Management Students Aspiring Credit Risk Professionals Credit Risk Auditors Entrepreneurs and Business Owners Data Scientists Homepage https://www.udemy.com/course/credit-risk-scoring-decision-making-by-global-experts/ Rapidgator https://rg.to/file/19cf7e0567d3eefda5c409f42169ec55/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part3.rar.html https://rg.to/file/36c8d5a08eb0933ea06fe8157f3ff466/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part2.rar.html https://rg.to/file/4841aacae144f55d9e99f46693ef82fb/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part1.rar.html https://rg.to/file/c70a39f6ba42d7be949913089717be1d/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part4.rar.html Fikper Free Download https://fikper.com/4KXloK1lsv/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part4.rar.html https://fikper.com/BIhwNue3Pr/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part2.rar.html https://fikper.com/jcF81cw9q8/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part1.rar.html https://fikper.com/kPny0cbb1S/rlaxq.Credit.Risk.Scoring..Decision.Making.by.Global.Experts.part3.rar.html No Password - Links are Interchangeable

Free Download Banking Credit Portfolio & Management - Lending To Recovery Published 9/2024 MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz Language: English | Size: 1.83 GB | Duration: 10h 18m Lending Principles| Bank Finance| Ratios| Loan Policy| Risk| Charge on Securities| NPAs| Recovery| Debt Restructuring What you'll learn Principles of Lending: Understand the foundational rules and cardinal principles that govern bank lending, including the importance of liquidity, profitability Assessment of Bank Finance: Gain insights into various financing methods, such as working capital and term loans, and learn how to evaluate project reports Financial Ratio Analysis: Develop the ability to analyze and interpret different financial ratios to assess a company's financial health and repayment capacity Loan Policy Development: Learn about the components of a typical loan policy and how to align policies with regulatory guidelines set by the Reserve Bank Credit Monitoring Techniques: Discover effective strategies for monitoring credit, including the use of registers and oversight of borrower accounts Documentation and Legal Aspects: Understand the importance of proper documentation, the types of documents required, and the legal considerations Credit Risk Management: Explore methods for evaluating and managing credit risk, ensuring that students can identify and mitigate potential risks effectively. Creation of Charge on Securities: Learn about the different forms of security that can be used to secure loans, including assignment, lien, hypothecation Supervision and Follow-Up: Master the strategies for supervising advances and following up with borrowers to ensure ongoing financial health. Understanding Non-Performing Assets (NPAs): Learn the definition of NPAs, the RBI guidelines for asset classification, and provisioning norms Preventing Slippage of NPA Accounts: Gain insights into the characteristics of Special Mention Accounts (SMAs) and strategies to prevent accounts from slipping Recovery of Advances: Explore non-legal measures for recovery, rehabilitation strategies for distressed units, and the role of legal measures Debt Restructuring: Understand the general principles of debt restructuring, including income recognition, asset classification, and key concepts related By the end of the course, students will be equipped with the knowledge and practical skills necessary to excel in banking finance, lending decisions. Requirements Familiarity with Financial Concepts: Students should have a foundational knowledge of key financial concepts such as interest rates, loans, and basic accounting principles. Familiarity with financial statements like balance sheets and income statements is advantageous. Basic Analytical Skills: Proficiency in analytical thinking and problem-solving skills is essential, as the course involves assessing financial data and making informed lending decisions. Computer Skills: Basic proficiency in using computers and financial software applications is recommended. Familiarity with spreadsheet tools (e.g., Microsoft Excel) will be helpful for financial analysis and data management. Motivation to Learn: A willingness to engage actively in the course materials and parti[beeep]te in discussions is crucial for a successful learning experience. Description Introduction:In today's complex financial landscape, mastering the principles of bank finance is essential for professionals looking to excel in lending and credit management. This comprehensive course provides an in-depth understanding of the various aspects of bank lending, financial assessment, risk management, and recovery strategies. Through structured sections and expert lectures, students will develop the skills necessary to effectively navigate the banking environment, make informed lending decisions, and manage credit risk.Section 1: General Principles of LendingThis section lays the foundation for effective lending practices in banking. Students will learn the basic rules and cardinal principles that govern lending decisions, including the importance of liquidity and profitability. Through an exploration of integrity, adequacy, and timeliness, learners will grasp essential thumb rules for loan officers, ensuring they are equipped with the necessary guidelines for successful lending practices.Section 2: Assessment of Bank FinanceBuilding on the foundational knowledge, this section delves into the assessment of bank finance, focusing on working capital and term loans. Students will explore various methods for assessing term loan finance and understand the critical factors involved in evaluating project reports. Emphasis will be placed on the documentation required for credit proposals, along with the assessment of non-fund-based facilities such as guarantees and letters of credit. This section ensures that students are well-versed in evaluating financial proposals and understanding the nuances of bank financing.Section 3: Analysis of Financial RatiosIn this section, students will discover the significance of financial ratios in assessing a company's financial health. They will learn to analyze different types of financial ratios, understanding their implications for loan assessment and overall financial analysis. This knowledge is crucial for making informed lending decisions and understanding a borrower's capacity to repay.Section 4: Loan PolicyThis section focuses on loan policies and their components, providing students with insights into the typical loan policies of banks. Understanding the policy framing process within the guidelines set by the Reserve Bank of India (RBI) will empower students to navigate and implement sound lending practices aligned with regulatory standards.Section 5: Credit MonitoringCredit monitoring is a vital aspect of lending, and this section covers its necessity in ensuring loan repayment. Students will learn about different registers used for monitoring credits, as well as how to monitor stock statements, bills portfolios, and the insurance of securities. This section highlights the importance of ongoing oversight in maintaining healthy borrower relationships and preventing defaults.Section 6: Documentation and Legal AspectsProper documentation is crucial in banking, and this section emphasizes the legal aspects associated with loan execution. Students will learn about the types of documents required, the procedure for documentation, and essential points to consider during the execution phase. This knowledge is vital for ensuring compliance and protecting the bank's interests.Section 7: Credit Risk ManagementEffective credit risk management is fundamental to a bank's success. In this section, students will explore evaluation and measurement techniques, understanding the mechanisms banks use to manage credit risk. This knowledge will enable students to assess potential risks and implement strategies to mitigate them.Section 8: Creation of Charge on SecuritiesThis section delves into the various forms of securities that can be used to secure loans. Students will learn about assignment, lien, set-off, hypothecation, pledge, and mortgage, gaining insights into how these mechanisms function within the lending process.Section 9: Supervision and Follow-up of AdvancesSupervision and follow-up are crucial for maintaining the health of advances. This section covers strategies for effective supervision, inspection of stocks, and reviewing borrower accounts. Students will learn how to use tools for forecasting trends and identifying symptoms that may indicate a turning point for accounts.Section 10: Non-Performing Assets (NPAs)In this section, students will gain an understanding of NPAs, including their definition and the RBI guidelines for asset classification. Provisioning norms for various types of bank-held assets will also be discussed, providing students with a comprehensive understanding of this critical issue in banking.Section 11: Preventing Slippage of NPA AccountsPreventing the slippage of NPA accounts is essential for maintaining a bank's financial stability. This section explores the RBI guidelines and characteristics of Special Mention Accounts (SMAs), equipping students with strategies to prevent accounts from deteriorating into NPAs.Section 12: Recovery of AdvancesThis section focuses on the recovery process for advances, emphasizing non-legal measures and strategies for rehabilitating sick units. Students will learn about compromise proposals, the role of Lok Adalats, and other legal measures for effective recovery, providing them with a well-rounded view of recovery strategies.Section 13: Debt RestructuringThe course concludes with a deep dive into debt restructuring principles. Students will learn about income recognition, asset classification, and key concepts related to the Corporate Debt Restructuring (CDR) package. This knowledge is vital for understanding how to manage distressed assets effectively.Conclusion:By the end of this course, students will have a robust understanding of bank finance, from the fundamental principles of lending to the complexities of credit risk management and recovery strategies. Equipped with practical skills and knowledge, students will be prepared to excel in the banking industry and contribute to sound lending practices. Overview Section 1: General Principles of lending Lecture 1 Basic rules before lending by a bank Lecture 2 Cardinal principles of lending Lecture 3 Importance of Liqiuidity and Profitability Lecture 4 Importance of integrity, adequacy and timeliness Lecture 5 Thumb rules for Loan Officers Lecture 6 Continuation of Thumb rules for Loan Officers Section 2: Assessment of Bank Finance Lecture 7 Working Capital and Term Loans Lecture 8 Assessment of Term Loan Finance Lecture 9 Factors involved in assessment of Term Loan fiance Lecture 10 Necessity of Analysis of the project report Lecture 11 Continuation of Necessity of Analysis of the project report Lecture 12 Working Capital assessment methods-Operating cycle method Lecture 13 Documents required for credit proposals Lecture 14 MPBF method of assessment of working capital Lecture 15 Projected Turnover method of assessment of working capital Lecture 16 Assessment of Non-fund based facilities-Guarantees Lecture 17 Additional precautions for issuance of guarantees Lecture 18 Continuation of Additional precautions for issuance of guarantees Lecture 19 What is letter of credit and its assessment by banks Lecture 20 Assessment of Letter of Credit limit Lecture 21 Typical assessment of a Credit Proposal Lecture 22 Data relating to Management-its importance Lecture 23 Important information required to be incorporated in loan proposal Lecture 24 Continuatiion of Important information required to be incorporated in loan propo Lecture 25 Further Continuation of Important information required to be incorporated in loa Lecture 26 Operating statement of a Company Lecture 27 Analysis of Balance sheet of a business unit for the assessment of bank finance Lecture 28 How to read between the lines of Balance sheet? Section 3: Analysis of Financial Ratios Lecture 29 Analysis of Financial Ratios Lecture 30 Requirement of analysis of financial ratios Lecture 31 Different types of financial ratios and the benefit thereof for assessment of ba Section 4: Loan Policy Lecture 32 loan policy and Components of loan policy in brief Lecture 33 A typical loan policy of a bank Lecture 34 Policy framing within overall guidelines of the RBI Lecture 35 Continuation of Policy framing within overall guidelines of the RBI Section 5: Credit Monitoring Lecture 36 Need of monitoring the credits Lecture 37 Types of registers used for monitoring Lecture 38 Monitoring of stock statements Lecture 39 Monitoring of Bills portfolio Lecture 40 Monitoring insurance of the security Lecture 41 Monitoring of operations Lecture 42 Inspection related issues Lecture 43 Deficiencies observed at the monitoring stage Lecture 44 Borrower&s profile for Credit Monitoring Section 6: Documentation and legal aspects Lecture 45 Important points to be rembered while execution of documents Lecture 46 Type of documents used for executions Lecture 47 Procedure for documentation Lecture 48 Rules relating to stamping of documents Lecture 49 Cares needed for execution of documents by special kind of borrowers Lecture 50 Extension of limitation period Section 7: Credit Risk Management Lecture 51 Credit Risk Management & Evaluation and Measurement Lecture 52 Continuation of Credit Risk Management & Evaluation and measurement Lecture 53 Credit Risk Management mechanism in banks Section 8: Creation of charge on Securities Lecture 54 Assignment, Lien and Set-off Lecture 55 Hypothecation, Pledge and Mortgage Section 9: Supervision and follow-up of advances Lecture 56 Supervision and follow-up of advances-various strategies Lecture 57 Inspection of stock and calculation of DP Lecture 58 Review of the borrowers& account and Stock audit Lecture 59 Tools for determining future trends and symptoms for account turning bad Section 10: Non Performing Assets Lecture 60 NPAs- Definition and Income Recognition Lecture 61 RBI guidelines on Asset classification Lecture 62 Provisioning norms for all types of assets held by a bank Section 11: Preventing Slippage of NPA accounts Lecture 63 RBI guidelines on preventing slippage of NPA accounts Lecture 64 Characteristics of Special Mention Accounts Section 12: Recovery of Advances Lecture 65 Recovery of advances & Non legal measures Lecture 66 Process of rehabilitation of a sick unit Lecture 67 Compromise proposal for recovery of dues Lecture 68 Lok adalats, Circulation of Defaulters& list, write off etc Lecture 69 Other legal measures for recovery Lecture 70 Other legal measures for recovery Continue Section 13: Debt Restructuring Lecture 71 Debt Restructuring- General principles Lecture 72 Income recognition and asset classification Lecture 73 Key concepts related to CDR package Banking Professionals: Individuals currently working in banks or financial institutions, including loan officers, credit analysts, and relationship managers, seeking to deepen their understanding of lending principles and practices.,Finance Graduates: Recent graduates in finance, economics, or business administration who wish to pursue a career in banking or financial services and want to acquire foundational knowledge in lending.,Credit Risk Analysts: Professionals involved in assessing and managing credit risk who want to enhance their expertise in evaluating loan proposals and monitoring credit quality.,Loan Officers: Current loan officers looking to refresh their knowledge of lending principles, assessment techniques, and credit monitoring strategies.,Financial Consultants: Consultants who advise businesses on financing options and risk management, aiming to strengthen their knowledge of lending and credit practices.,Entrepreneurs and Business Owners: Individuals seeking financing for their businesses and wanting to understand the lending process, requirements, and how to improve their chances of obtaining loans.,Students and Learners: Individuals interested in pursuing further studies in finance or banking, looking for a comprehensive overview of lending principles and practices. Homepage https://www.udemy.com/course/banking-credit-portfolio-management-lending-to-recovery/ Rapidgator https://rg.to/file/c2f769a5f71f8e1780aadfc95b8197d5/ymjtp.Banking.Credit.Portfolio..Management..Lending.To.Recovery.part1.rar.html https://rg.to/file/c7d08577ea88d7717de34f271d77b97c/ymjtp.Banking.Credit.Portfolio..Management..Lending.To.Recovery.part2.rar.html Fikper Free Download https://fikper.com/YdMjC9ZDHX/ymjtp.Banking.Credit.Portfolio..Management..Lending.To.Recovery.part1.rar.html https://fikper.com/ZkvBWpvqrn/ymjtp.Banking.Credit.Portfolio..Management..Lending.To.Recovery.part2.rar.html No Password - Links are Interchangeable

Free Download Building Business Credit And Structuring Your Business Published 9/2024 MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz Language: English | Size: 747.57 MB | Duration: 1h 10m Master the Essentials of Building Business Credit and Unlock Financial Opportunities for Your Business Growth What you'll learn Learners will be able to explain what business credit is, how it differs from personal credit, and why it's essential for business growth. By the end of the course, students will know how to add business tradelines to establish and improve their business credit score. Students will gain knowledge about different business structures (LLC, S-corp, etc.) and will be able to choose the best one for their goals. Learners will be able to apply strategies for securing credit lines and loans, enhancing their business's financial standing for future growth. Requirements Basic understanding of personal credit: Students should have a foundational knowledge of how personal credit works, as it will help them grasp business credit concepts more easily. A desire to start or grow a business: This course is designed for entrepreneurs or business owners who are looking to build and improve their business credit and structure their business properly. Access to a computer or smartphone: Students will need access to a device with internet capabilities to complete the course and utilize online tools/resources for business credit and structuring. Willingness to learn and apply strategies: This course will involve applying the knowledge to real-world business situations, so students should be ready to take action based on the teachings. Description Unlock the power of business credit and take your company to the next level! Whether you're a new entrepreneur or an established business owner, understanding how to build and leverage business credit is crucial for securing financing, growing your operations, and protecting your personal assets.In this comprehensive course, you'll learn how to establish a strong business credit profile and differentiate it from personal credit. We'll guide you through the process of registering your business with credit bureaus, setting up tradelines, and navigating the various types of business credit available to you. By the end of this course, you'll have the knowledge to boost your business credit score and access better financial options, from loans to vendor relationships.Our step-by-step approach is designed to help you:Understand the importance of business creditLearn how to build credit using business tradelinesSet up and structure your business for long-term successGain access to better financing options and termsDon't miss the opportunity to master the skills you need to build business credit, improve cash flow, and unlock new financial opportunities. Whether you're looking to grow your existing business or start a new venture, this course will equip you with the tools to succeed. Overview Section 1: Introduction Lecture 1 Introduction Lecture 2 Business Tradelines Explained Lecture 3 Establishing Business Credit Lecture 4 Structuring Your Business for Credit Building Lecture 5 Leveraging Business Tradelines Lecture 6 Managing and Maintaining Business Credit Lecture 7 Advance Credit Building Techniques Aspiring entrepreneurs: Individuals who are looking to start their own business and want to understand how to establish business credit from the ground up.,Small business owners: Owners of small businesses who are interested in building or improving their business credit to secure better financing options and grow their company.,Freelancers and independent contractors: Those transitioning from freelance or independent work to a more formal business structure and need to understand how to build credit and structure their business for long-term success,Established business owners: Experienced business owners who want to improve their business credit, explore new funding sources, and restructure their business for better financial stability and growth opportunities.,Individuals seeking financial literacy: Anyone interested in learning more about business credit, business structures, and how to establish a strong financial foundation for business ventures. Homepage https://www.udemy.com/course/buildingbusinesscredit/ Rapidgator https://rg.to/file/a39071f8c203a85dba01ee1ff6087b3e/kuhxg.Building.Business.Credit.And.Structuring.Your.Business.rar.html Fikper Free Download https://fikper.com/XeLu2F85QY/kuhxg.Building.Business.Credit.And.Structuring.Your.Business.rar.html No Password - Links are Interchangeable

Learn How To Buy Your Dream Home With Bad Credit (US Only) MP4 | Video: AVC 1280x720 | Audio: AAC 44KHz 2ch | Duration: 2.5 Hours | Lec: 26 | 547 MB Genre: eLearning | Language: English Learn how to buy your dream home with bad credit (For United States only) Learn how to buy your dream home in this step by step course that demonstrates a step-by-step approach towards buying a home with bad or poor credit or even bankruptcy! Course Description Are you ready to buy your dream home and are stuck at the moment! You do not really know what to do or where to begin? Or maybe you just want to learn and enhance you knowledge in understanding home buying terminology? Welcome to Learn How To Buy Your Dream Home With Bad Credit Purchasing a home is usually considered a good investment. According to real estate experts, the housing market is currently favorable to buyers, with prices and interest rates remaining low. However, today, a bad credit history can be an even bigger obstacle for potential buyers than it was in the past, as the recent economic crisis has caused lenders to tighten their standards for loaning money and providing mortgages. However, it is not impossible. You can buy your first home with bad credit by accessing federal and local resources and saving for a larger down payment.There are loan programs designed to help people with mediocre credit buy a home. Federal Housing Administration (FHA) loans have some of the lowest credit-score requirements at 580 with a 3.5% down payment. We have designed the course especially for students who are either first time home buyers or have bad or poor credit score. I will demonstrate in this course how you can improve your credit score and reach out to banks who can still give you a mortgage with bad credit or even after bankruptcy! We've left no stone un-turned. We guarantee, this is THE most complete and thorough, as well as up-to-date home buying course available ANYWHERE on the market-or your money back. We walk you through complete steps and provide various approaches, tips, and techniques so that you can buy your dream home. See what our students say "It is such a comprehensive course that I don't need to take any other course but this one to learn all the skills to become a penetration tester, and I would without a doubt recommend it to anyone looking for a complete course on buying a dream home." - Matthew Jensen Join thousands of other students and share valuable experience and insights! Get started today and join thousands of our happy students, many of whom have successfully bought their dream homes, despite bad credit and even after declaring bankruptcy chapter 7,11, 13. Oh, and did I mention you get FREE unlimited hosting for one year - ClayDesk Web hosting Service? Enroll now in Learn How To Buy Your Dream Home With Bad Credit today and revolutionize your learning. Start with scratch and learn the fundamentals. Jump right in and take an in-depth look into the home buying process and how to obtain mortgages with federal programs such as FHA loans-and enjoy bigger, brighter opportunities. Download link: http://rapidgator.net/file/a705f5ea3ae803eb88ea8c0b115b10b2/byjsk.Learn.How.To.Buy.Your.Dream.Home.With.Bad.Credit.US.Only.rar.html http://nitroflare.com/view/AD119B947144053/byjsk.Learn.How.To.Buy.Your.Dream.Home.With.Bad.Credit.US.Only.rar https://uploadgig.com/file/download/3e8eF53209Ac4611/byjsk.Learn.How.To.Buy.Your.Dream.Home.With.Bad.Credit.US.Only.rar http://uploaded.net/file/6ou28jtb/byjsk.Learn.How.To.Buy.Your.Dream.Home.With.Bad.Credit.US.Only.rar Links are Interchangeable - No Password - Single Extraction

Artist: Guy Tortora Title: Living On Credit Year Of Release: 2008 Label: Turtledove Records Genre: Blues, Country Blues Quality: Mp3 320 / Flac (tracks, log, .cue) Total Time: 59:46 Total Size: 144/415 Mb Tracklist: 1. Living On Credit 2. Nobody's Fault But Mine 3. Like It That Way 4. Cotton Was King 5. God Don't Change 6. Super Blue 7. Mama's Tired 8. White Boy Blues (Song For J.R.) 9. People Get Ready 10. Share Croppers 11. Falling 12. Don't Do It (Bonus Track) Born & raised in Pasadena, California, Guy Tortora is now settled in London, in the UK. What he does as a songwriter and performer is what people like to call Americana these days - a hard term to define as it seems to mean different things depending on who you're talking to. But if to you it means original songs, well constructed and well performed, in some of the various musical idioms that originated in the USA - blues, jazz, folk and roots - and also interpreting the work of other writers in these genres with depth and feeling, then you should check out his work if you haven't already. Over the last few years he has laid claim to a unique niche on the Blues 'n' Roots scene in the UK and European Continent, from small clubs and theatres to festivals. His two recent solo albums received a warm welcome in the Blues 'n' Roots reviews, a third album was released in 2008 to great acclaim from reviewers and audiences alike. When travelling light, he performs in stripped down acoustic mode either on his own, or accompanied by bass or keyboards. At many UK gigs he appears with the Guy Tortora Band, his own four-piece outfit of accomplished musicians from the UK and Europe. With this band he has performed live with artists as diverse as Eric Clapton, Pee Wee Ellis, John Cleary and Eric Bibb. Guy is a guitar player of some accomplishment. On both acoustic and electric guitars he plays finger style, and is a fine bottleneck and slide player. His playing is not the flashy guitar-slinger style beloved of bluesrockers everywhere, but understated, and leaves room for the songs to make an impact, whether his own or the "covers" he performs that include many old standards and traditional tunes as well as songs by more recent American writers such as Eric Bibb or Kreig Viesselman. http://rapidgator.net/file/5fca5bae145d585ff2abd328207f54c8/gtandloc.rar.html http://ssh.tf/GSepgORLP/gtandloc.rar http://uploaded.net/file/b56df7m3/gtandloc.rar http://rapidgator.net/file/95bac179b179c108c87ac420921f94f1/gt100loc.rar.html http://ssh.tf/ZAd2W0WhP/gt100loc.rar http://uploaded.net/file/w38uexr4/gt100loc.rar

Build a Credit Card Form Using javascript English | Size: 625.81 MB Category: Programming | E-learning In this short course youll learn how to build a validating credit card form using javascript. Youll be using Luhns algorithm for validation, and youll also explore a different method of filling in forms. Download link: http://uploaded.net/file/qklvb0is/s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar]s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar http://rapidgator.net/file/77d0d04e6326419229eb19e346432bcf/s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar.html]s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar.html http://nitroflare.com/view/805918D07670AB5/s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar]s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar https://www.bigfile.to/file/yUfVDWw86edc/s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar]s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar http://www.datafile.com/d/TWpBMk9UYzRNVEEF9/s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar]s3r2u.Build.a.Credit.Card.Form.Using.JavaScript.rar Links are Interchangeable - No Password - Single Extraction

Udemy - How I Improved my Credit Score from 520 to 765 in 19 Days! .MP4, AVC, 1000 kbps, 1280x720 | English, AAC, 64 kbps, 2 Ch | 24 Lectures | 1 hour | 187 MB Instructor: Viktor Jiracek 34+ Proven Ways to Improve your Credit Score Quickly! Fast and Easy Ways to Unlock $68,381+ in your Lifetime Did you Know that You Will Unlock an Extra $68,381+ in your Lifetime by Increasing Your Credit Score? Most People Make the Mistake of Not Taking Action to Improve their Credit Score. Don't Be One of Those People! **COURSE UPDATED FOR NOVEMBER 2015** Did you Know that is Easier Now than Ever to Increase your Credit Score Quickly and Keep it There? Learn everything you need to start improving your credit today. Put yourself in the position to buy your dream home, get a new car, or qualify for a business loan. Your Credit Status is your Most Important Financial Asset. I Used to be in a Difficult Financial Position Myself. Because of this, I was unable to Pay Bills on Time which Hurt my Credit. Like All People, I Needed to Have Good Credit for Loans. I Researched and Self-Experimented with the Best Ways to Improve My Credit Score. The Most Powerful and Quickest Methods are in this Course. You Will be Given 34+ Proven Ways to Improve your Credit Score. These have been tested on myself as well as my students to work time and time again. The Course is Broken Down into Bite Sized Lecture Videos that are Easy to Understand. It also includes Walkthroughs, Diagrams, and Other Valuable Content to Help you Get Started ASAP. Every Moment that you Hesitate, you Lose Money. Don't Hesitate! What am I going to get from this course? Over 24 lectures and 1 hour of content! Improve their Credit Score Know How To Keep their Credit Score Up More Info: https://www.udemy.com/34-proven-ways-to-improve-your-credit-score-in-30-days/ http://www.nitroflare.com/view/9DD2E9825058B91/ryart.Udemy..How.I.Improved.my.Credit.Score.from.520.to.765.in.19.Days.rar http://rapidgator.net/file/82da3f34f25343d3c42f06d859053673/ryart.Udemy..How.I.Improved.my.Credit.Score.from.520.to.765.in.19.Days.rar.html https://www.uploadable.ch/file/VSPj4pdPbg7f/ryart.Udemy..How.I.Improved.my.Credit.Score.from.520.to.765.in.19.Days.rar

Udemy - CREDIT SPREAD SURGERY - Bear Call and Bull Put Mastery English | MP4 | 1054x720 | 48 kbps | 44 KHz | 2 hours | 481 Mb Genre: eLearning Master the Bear Call and Bull Put Options Trading strategies and create the foundation for a consistent monthly income. CREDIT SPREAD SURGERY - ADVANCED CREDIT SPREADS Consider this Option Trading Strategies course as "Advanced Credit Spreads". Both these spreads are dissected to convey an advanced level of knowledge and skill in using these credit spreads. Everything on How to Trade Options from the ideal credit spread trade setup, trade management, adjustments and exit. You're expected to know what a Bull Put and Bear call spread is. This is a BUSY PROFESSIONALS SERIES course. If you have a regular job, then you need Option Trading Strategies that allow you to focus on your job, but yet create a somewhat stable and reliable income stream from your investments. The Covered Call, which we covered in Module II, is an excellent example of such a strategy. In this course, we dig deep into credit spreads and understand why being an Option seller (risk defined of course - no naked selling) may not be that bad after all. We analyze Probability, Time decay and Volatility considerations and come up with some pretty good stuff on How to Trade Options. DOWNLOAD http://rapidgator.net/file/56cc3849c34ba92a85dbe100c944179a/kSPREADr.part1.rar.html http://rapidgator.net/file/b47dc50b2f2d769ddeabb939f1ef6ca6/kSPREADr.part2.rar.html http://rapidgator.net/file/9d834e7a7d5ecc293549d52d09dbf70b/kSPREADr.part3.rar.html http://rapidgator.net/file/3353a98c14cb258c37bfde5fcc096842/kSPREADr.part4.rar.html http://rapidgator.net/file/86788a6d963c26c4512755b626b8de57/kSPREADr.part5.rar.html http://uploaded.net/file/aw929q2u/kSPREADr.part1.rar http://uploaded.net/file/98o0s4ui/kSPREADr.part2.rar http://uploaded.net/file/stfniz6o/kSPREADr.part3.rar http://uploaded.net/file/uv70h659/kSPREADr.part4.rar http://uploaded.net/file/7qk5ae7i/kSPREADr.part5.rar http://www.hitfile.net/pmu/kSPREADr.part1.rar.html http://www.hitfile.net/pxs/kSPREADr.part2.rar.html http://www.hitfile.net/pvj/kSPREADr.part3.rar.html http://www.hitfile.net/ptW/kSPREADr.part4.rar.html http://www.hitfile.net/pq7/kSPREADr.part5.rar.html http://www.uploadable.ch/file/xJkuYZ7AZXCC/kSPREADr.part1.rar http://www.uploadable.ch/file/VfQFuk7v4pSz/kSPREADr.part2.rar http://www.uploadable.ch/file/cSQH4EawFkfE/kSPREADr.part3.rar http://www.uploadable.ch/file/WK6aTqwUMwKm/kSPREADr.part4.rar http://www.uploadable.ch/file/V8fgYUBX6NXF/kSPREADr.part5.rar

Credit Scores: How Personal Credit Works English | 2 hours | AVC (.MP4) 1280x720 30fps | AAC 44.1KHz 2ch | 355 Mb Genre: eLearning Learn everything you need to know about how your credit score works and how to improve it! * Lectures 25 Do you know how your credit score actually works? Did you know that a bad credit score can cost you thousands of dollars? Neither do most people, until they find out the hard way... Information on credit scores isn't widely taught, even though it's one of the most important parts of personal finance. And you probably know your credit score is something you should know about, but you've just never set aside the time to look into it. Well it's time to take action. Presenting Credit Score 101: How Personal Credit Works A 1 HOUR COURSE that completely covers all the ins and outs of credit scores. I'm Huntly Mayo- my credit score is over 800 (in the best range possible), and I'm a personal finance blogger and lifestyle entrepreneur. One of my areas of expertise is credit scores, and I've put together this quick course to bring you up to speed on everything you need to know on the subject. DOWNLOAD http://rapidgator.net/file/8535f74df5f4616418cb3423bb2ca580/cCredit.part1.rar.html http://rapidgator.net/file/8a28662e16fed368deb5c7a8f0d5dc34/cCredit.part2.rar.html http://rapidgator.net/file/68b4c4d3767a0c0ffc739665f81c9556/cCredit.part3.rar.html http://rapidgator.net/file/25b8902d3f4b4a3759ddf0492d7f82b5/cCredit.part4.rar.html http://uploaded.net/file/nfd88uix/cCredit.part1.rar http://uploaded.net/file/b9lbuodw/cCredit.part2.rar http://uploaded.net/file/ft7aj6ei/cCredit.part3.rar http://uploaded.net/file/914xlf6w/cCredit.part4.rar http://www.hitfile.net/513I/cCredit.part1.rar.html http://www.hitfile.net/50kz/cCredit.part2.rar.html http://www.hitfile.net/50h8/cCredit.part3.rar.html http://www.hitfile.net/50ap/cCredit.part4.rar.html http://www.uploadable.ch/file/pH9rvP2y7xPE/cCredit.part1.rar http://www.uploadable.ch/file/CrzVq3GreT4C/cCredit.part2.rar http://www.uploadable.ch/file/bBRKhWWzAwqP/cCredit.part3.rar http://www.uploadable.ch/file/S4K9XP7W2HSJ/cCredit.part4.rar

Udemy - Letter of Credit English | 1.5h | AVC (.MP4) 1280x720 30fps | AAC 44.1KHz 2ch | 163 Mb Genre: eLearning Understand what is a Letter of Credit and how it is used in International Trade Activities. Importance of Letter of Credit Companies and laypeople often do not have the capital they need to fund projects or make large purchases on their own. They have to turn to credit in order to secure the financing they need. Letters of credit are letters that banks issue to verify the credit a business or person has. They are useful because they tell sellers that the bank will back the buyer in the event the buyer can't pay on his own. Purpose The primary purpose of a letter of credit is to guarantee payment. Although the conditions of a letter of credit may vary based on your situation and the bank's regulations, letters of credit essentially let you capitalize on the bank's credit instead of relying on your own. The seller knows that if you don't come through with funds, the bank will. This promise to pay is vital for establishing new business relationships. Letter of Credit in International Trade In general, people use letters of credit for international trade. This is because people may be less familiar with companies, sellers and banks the farther away they are. It also is harder for effective communication to take place in international trade, although technology greatly is improving communication difficulties. Letters of credit also are useful for any domestic transactions where the buyer and seller have not worked with each other previously. Advantages of Letter of credit The seller has the obligation of buyer's bank's to pay for the shipped goods; Reducing the production risk, if the buyer cancels or changes his order The opportunity to get financing in the period between the shipment of the goods and receipt of payment (especially, in case of deferred payment). The seller is able to calculate the payment date for the goods. The buyer will not be able to refuse to pay due to a complaint about the goods The bank will pay the seller for the goods, on condition that the latter presents to the bank the determined documents in line with the terms of the letter of credit; The buyer can control the time period for shipping of the goods; By a letter of credit, the buyer demonstrates his solvency; In the case of issuing a letter of credit providing for delayed payment, the seller grants a credit to the buyer. Providing a letter of credit allows the buyer to avoid or reduce pre-payment. Letters of credit are often used in international transactions to ensure that payment will be received. Due to the nature of international dealings including factors such as distance, differing laws in each country and difficulty in knowing each party personally, the use of letters of credit has become a very important aspect of international trade. The bank also acts on behalf of the buyer (holder of letter of credit) by ensuring that the supplier will not be paid until the bank receives a confirmation that the goods have been shipped. DOWNLOAD http://rapidgator.net/file/2baadefe9aeba7b2c9da05773bbe2fc5/Letter.part1.rar.html http://rapidgator.net/file/bd48cac650cb1c203a2ed6db0aafd29e/Letter.part2.rar.html http://uploaded.net/file/ilp1xrn6/Letter.part1.rar http://uploaded.net/file/dob1yzrs/Letter.part2.rar http://www.uploadable.ch/file/VTA7QmCWPurw/Letter.part1.rar http://www.uploadable.ch/file/XC6QCySdThtB/Letter.part2.rar http://www.hitfile.net/0BGS/Letter.part1.rar.html http://www.hitfile.net/0ARa/Letter.part2.rar.html